Helping you find the place that feels like
HOME
90% of millionaires have real estate investments! Why not you? Short term rentals, fix and flip, and long term rentals are all great ways to build long-term wealth.
Selling can feel overwhelming! Do I finally paint the living room? How do I pack 15 years of stuff? Let us give you manageable first steps.
So you're ready to make the biggest invest of your life!? But, how? Let us give you some helpful steps to get started!
together
Here's how we can work
Buying a home is a huge investment, and not one that you should take lightly. Whether you are buying a $100,000 home or a $1,000,000 home you need to prepare and make sure you are ready when the perfect house hits the market.
Here's a checklist to get you started.
- Find a local lender.
-Fine a realtor with local expertise.
-Research schools and neighborhoods.
-Prepare for downpayment costs.
-Prepare for closing cost which are typically 2-5% of the purchase price.
-Check if you qualify for any first time home buyer programs.
-Make a list of must haves for a home.
Buying
Moving doesn't have to be a stressful time! When we work together to sell your home, our goal is to negotiate top dollar for your home and provide smooth transition into your next home.
We will start with a 45-60 minute consultation so that we can get to know each other, walk through your home, talk about what your home could sell for, and what marketing tools we will use to get it sold!
From professional photos to social media promotion, you will not have to lift a finger as your home is flaunted to all potential buyers.
Selling
How picky are you? I'm just teasing! Some people look at houses for months and some fall in love with the first house they see. Everyone's timeline varies based on their needs. Once you find the right house and your offer is accepted, we can close in as little as 30 days!
How long does it take to buy a house?
?
You, as the Buyer/Seller, can hire an inspector to evaluate the condition of the home. There are several different types of inspections (Whole house, radon, termite, sewer scope). It is important to get an inspection so you know what things you will need to fix when you move in or walk away from the deal if it's too much. Depending on your contract, you may be able to get the Seller to make some of the repairs before closing! Don't worry, we work with some amazing inspectors and will walk you through the process when the time comes.
What is an inspection?
?
The process will look different depending on what bank you apply with. You will typically need pay stubs, past tax returns and banking statements. Let us know if you want recommendations! We work with some of the best and most efficient LOCAL lenders.
How do I get pre-approved?
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Earnest money is money that you put down in "Good faith." You can decide how much or how little to put down. This money is held until closing, and is then applied to your downpayment. If you were to default on your contract, you can lose the earnest money. When you put money down, it shows the Seller you are serious about the contract and don't plan to walk away without reason.
What is earnest Money?
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Everyone hears about the dreaded appraisal, but WHAT is it?! When you get a loan for a house the bank will send out an appraiser to make sure the house is worth how much they are lending you for the home. Depending on your loan type, the appraiser may also require certain repairs to meet health/safety standards.
What is an appraisal?
?
Great Question! It depends on what type of loan you have! Here's a break down of loans and their minimum down payment.
FHA- 3.5% of sales price
VA/USDA- $0 down
Conventional- 3% of sales price
